 Buyer's Exclusive Broker/Consultant It's common knowledge among Realtors that 80% of thier income is generated from listings. So where do you think they spend most of their time and effort? I focus 100% of my agency's attention on meeting buyer's unique financial and contractual needs. The best part of my exclusive service is that the seller's broker, not you my client, is already contracted to pay for the highly personal level of attention I provide you as an exclusive client once I bring them a fully qualified, ready, willing, and able buyer. First tell me what you are looking for, then ask for my consultation in researching the housing market and structuring a professional purchase contract for effectively placing you in your chosen home at the best price, lowest loan rates, and most favorable terms. If you are simply in the exploration stage then feel free to use my Premier Search tools to narrow your choices. My agency approach is a fresh (though over due) concept in real estate. So if you are not convinced that that my exclusive agency is best for you and you need to know more, then read futher. Why you should enlist me as your Buyer's Broker/Consultant: Personalized Home Buying Consultation and Services I am especially aware that there are simply no other agency experiences that can effectively replace meeting with my clients personally, discussing their individual real estate goals, then thoughtfully researching and physically pre-screening each property in consideration. The web is the most effective starting point to launch your home search, and it is also a great transaction conduit, but the simple reality is that there are only virtual homes, virtual neighborhoods, and virtual properties on the Internet. Your time is far to valuable to waste viewing great virtual listings that turn out to be far less than advertised as is often the case. I personally pre-screen each property for my clients, and this personal level of attention and professional care is paid for by the sellers broker, not my clients, when I bring them a fully qualified, ready, willing, and able buyer. Complex Loan Conditions The standard, conforming loan application and financial process is in itself an overwhelming experience for most home buyers and even for those simply choosing to refinance their existing home. For example, when confronted with the task of signing a stack of final loan docs in the presence of a Notary (who is not allowed to further explain the loan contract) most borrower are left alone and simply are not comfortable taking the additional time to fully understand the important financial documents they are about to sign. As your buyer's agent and buyer's loan officer, I will be there for you prior to and at this moment, and you will be fully informed before placing your signature on this important and legally binding financial contract. Complex Purchase Agreements Even the most standard Residential Purchase Agreement has grown to an eight page, thirty-three paragraph offer from the buyer that once accepted by the seller serves at that moment as both a binding legal contract for the transfer of real property and the Joint Escrow Instructions for the entire sales transaction. According to how each paragraph in the Purchase Agreement was completed by your agent, several other relevant forms most likely will be generated as well. It is of critical importance that your agent has made the commitment and taken opportunity to become completely aware of your needs to more fully understand what will be in your best interest at this initial structuring of your offer to purchase. The initial structuring of your purchase agreement is the single most important committment in the home buying process and may be the most important legally binding contract that you ever enter into; it is not to be taken as a casual event. As your Exclusive Buyer's Agent I have agreed by contract to work exclusively in the best interests of you the buyer by: (1) Structuring and Negotiating the very best possible buyers contract, price, seller credits, and favorable terms on your behalf. (2) Searching and previewing listed and unlisted properties (pocket listings) to find the home that you want. (3) Protecting your legal and financial interest at all times (4) Fully disclosing to you everything that I come to know about the property (5) Managing and Documenting all transaction forms online. All forms are uploaded to a secure website for full transparency and convenient viewing. This proves critically important for out-of-state or area buyers. Exclusive Right to Represent You as Buyer An Exclusive Buyers agency is a fairly new concept for the real estate world. In the recent past, agents were Seller's Agents, working for the person who actually signed a contract employing them to sell real estate. Over time and as the Buyers Purchase Contracts became far more complex, that arrangement resulted in far too many misunderstandings regarding fiduciary representation. By signing a California Association of Realtors® Buyer's Agency agreement a Realtor has now committed themselves to a significant amount of research, time, and effort exclusively on behalf of the Buyer.
It is my fiduciary duty of a Buyer's Agent to exclusively represent and obtain the best deal for you the buyer. Your initial buyer's offer to purchase contract has become very lengthy and complex written offer; it is also one of the most important offers you will likely ever compose since once the buyer accepts, it becomes a legally binding contract full of contingent, financial, and legal obligations. Real estate agents are required by law to disclose whom they work for. An Agency Disclosure is not a contract committing you to a Realtor. The disclosure may take place at your first face-to-face meeting, during a phone call, or by e-mail, but it should always be made before a real estate agent asks for specific information about your needs. An agent who doesn't present an agency disclosure up front when discussing your specific real estate needs simply does not understand the law. |