Today's Buyer's Housing Market Will Soon Be Yesterday's Missed Opportunity.
Forbes has recently compiled a list of the nation´s "riskiest" real estate markets, which includes San Diego. The magazine also concludes, there are signs that improvement may be on the horizon for the San Diego housing market.
Transactions are rising in San Diego, and that´s a good sign given the recent increase is sustained. Rising transaction numbers indicate that credit is becoming easier to come by, and able buyers who have been waiting for the market to bottom are now looking more favorably on the market. In fact, Forbes suggests prices may even begin to rise over the next six months as there is usually is a lag between increases in transaction numbers and price increases.
The Forbes report also projects better times ahead for San Diego thanks to a 125 percent increase in Fannie Mae/Freddie Mac conforming loan limits. In San Diego, the report notes, 18 percent of the market will see improved lending conditions.
Risk Management Specialist: Focus your buying efforts more effectively contracting me as your Exclusive Broker, Risk Managment Specialist, and experienced Wholesale Loan Officer. Your purchase agreement at the very outset and especially prior to submission to a seller, should be constructed as a coordinated transaction plan designed to meet your personal and financial best interest.
Greater San Diego: I specialize as an All-Service Independent Broker providing professional Real Estate and Wholesale Mortgage representation through out all of San Diego County.
As a Real Estate Agent, your email will only be used to inform you of properties or areas that you have expressed interest in. Your information will never be traded or sold.
If you are interested in a bit more privacy, larger lots, and exquisite valley or mountain views, then the East County (Map) is an area that certainly should be included in your home search. Land is typically more affordable, recreational opportunities abound, and most areas are only a brief freeway commute to the Cleveland National Forest, to the coast, or into downtown San Diego as well as many of the North and South County communities.
Welcome to San Diego real estate. My Buyer's Exclusive Agent and wholesale refinance web site is an on-line guide designed to assist San Diego home buyers and small investors to function more effectively in the increasingly complex San Diego real estate market. To this end I have customized and made available to you the MLS's most effective community, life style, and neighborhood search tools.
Other very effective search tools available on this site include a neighborhood San Diego Map Search, and your own Custom MLS Web Page linked to the MLS Hot Sheet which updates new listings and price changes every 24 hours. Also view my San Diego County area maps.
Buyers Exclusive Consultant, Risk Management Specialist & Your Personal Loan Officer
I specialize in the exclusive, personal representation of buyers at any market range in the San Diego Area. Following a initial consultation with you as a client, I work with you to select the most suitable loan strategy and homes for preview. Since there are only virtual homes on the internet, I then personally take the time to physically preview the properties that appear to best fit your unique home search criteria. For further details view my Buyers Exclusive Agent page.
Buyers Exclusive Agency Commissions
Since there are increasingly complex considerations and contingencies encountered when making a purchase offer on a property, and the seller rather than the buyer pays my commissions, there is hardly any reason why a buyer might not want the assurance of having exclusive, professional representation throughout the entire purchase offer and loan transaction.
Become an Effective Buyer
There is considerable information that you as a home buyer and investor need to be aware of before offering a purchase contract, after the seller's acceptance, while in escrow, and even after the completed transaction. This web site provides my clients with the knowledge required to become more effective and informed buyers. To further your home buyer and general real estate knowledge base please review my buyer's tips, and current real estate news links.
Loan Programs Require Professional Counseling Relocating to San Diego or Moving Out of State
If you are relocating to San Diego, my exclusive buyer's representation and personalized service is especially important. In addition, as an ePRO certified professional I can facilitate almost all of your required transactions over the internet. To further ease your relocation, the fundamental tools necessary to research a community's resources, schools, and area services are also provided.
The purchase of a home is likely one of the most important real estate investments that you will ever make. However, once you have become a savvy home buyer, consider that you might also now be ready for taking the next step as a real estate investor. I have provided a unique Income Property Search Page; in addition, for the new investor I have supported this section with modules leading to a better understanding of the Standard Cash Flow Models used by lenders and most successful income property investors, For those currently owning income property, I have included an extensive 1031 Deferred Tax Exchange module and Asset Protection comment.
Loan Calculator and Cash Flow
For home buyers and real estate investors alike there is also an interactive Java loan calculator linked to each detailed property search that projects a full loan amortization schedule supported by a visual graph clearly showing you the interest and principle that would be paid for the duration of the loan given the interest rates and terms that you enter.
Lon Underwood CA Realtor® Broker USA Loan Officer 619-981-0125 e-Fax 619-599-8070 Lon@LonUnderwood.com
Refinance News:
Jumbo Loan Refi Opportunty: See home mortage opportunity details of the recent Stimulus Package and the three steps Jumbo mortgage holders should take now to benefit when this unique window of opportunity (July 1,2007 - Dec. 31,2008) opens to mortgage brokers.
Home Loan Refinance: Rates are at historical lows for those with good credit and able to fully document their income. My clients are successfully restructuring their finances and closing exceptional home loans. Please don't hesitate to contact me for a refinance scenario and good-faith estimate meeting your unique personal and financial criteria.
